Severity Business Parcel in Cikini

Parcel business in Cikini, Central Jakarta, is a business-like tradition. Every year traders who usually sell flowers can suddenly sell a parcel.
Though not known for sure profits from this business. If being sold could reach millions of dollars in a day, or it could be so very little turnover.
Faisal (30) trader who has nearly 10 years of selling in Cikini said he could not quantify the exact turnover of sales per day, because he himself had never made a benchmark.
“Can not set how many because this fortune can not be regulated, can sometimes many times a little, it only been three days no one has bought any of them,” he said when met at the Tribune Cikini, Jakarta, Monday (07/22/2013).
Another case with Faisal, Jainuddin (36) admits selling before H-7 is mediocre, but when H-7 sales could reach 30-40 units a day and the turnover reached USD 10 million in a day.
“If it is still two to 10 per day,” he said.
Jainuddin itself is selling the parcel since 1980 until now. In 2006, he stopped selling the parcel as busy with other businesses such as restaurants and other businesses. New this year he returned to sell the parcel.
He also admitted parcel business is not segurih when golden era. In the 1990s, what with supermarkets, malls and parcel made at home. “Now it is more difficult, perhaps 5-to-one comparison with the old,” he said.
To reach the target buyer is not easy because they often sell from night until morning. Even when Eid and selling on for 24 hours.
“If the night there are usually bought for the hospital or for a family, just the nature mendadaklah, so we are open 24 hours,” said Faisal.
Jainuddin also sell up to 24 hours. He along with his family to sahur at selling locations. According to the momentum of the feast of Eid al-Fitr is a moment not to be missed. After Eid after he admitted to not be running a business parcel again.
“If I see momentum widths that fit, when Christmas and New Year so it’s rather difficult indeed our momentum, after Eid may be new parcel business again next year,” said Jainuddin.
In the observation Tribune, most of the traders parcel in Cikini, Central Jakarta selling until early morning. And they divide the store into two guard duty shifts are morning and evening shifts. On average they admit there are buyers on the purchase 7pm Parcel.
Tinto, for example, the seller of Amelia Parcel, said most buyers were at the time of the morning and evening. Morning before dawn and at night when after tarawih prayers. The rest is there when in rush hour, but usually they are already pre-order only.
“There are at 4 pm, but it’s a little, in a day could be 4-5 buyers, mostly above 6 o’clock,” he said.
Reap lucrative is when the buyer of the office. Buyers of office can usually buy 20-30 parcels in one purchase. And it’s quite profitable than individual buyers on average parcel just bought 5 in one transaction. This way the seller can reap a lot of turnover.
Attempt to sell the parcel is also recognized in many types of Amir, one of the guards at Cantique Florist, admitted giving discounts to buyers who purchase a parcel 3-5. They will get a discount rather than the unit buyers. Even the parcel which costs Rp 1.1 million to Rp 700 thousand appreciated if you buy more than five pieces.

How To Open An Online Second Chance Bank Account

How To Open an Online Second Chance Bank Account

Second chance checking accounts have very few differences in traditional bank accounts. For instance, since the overwhelming majority of banks and credit unions that participate in ChexSystems’ database inquiry program are brick-and-mortar establishments, this leaves banks that are primarily online based the advantage of being able to operate without the high overhead costs of real estate. ( please read more if you would like to get removed from chexsystem database) In turn, these banks are able to accommodate account holders which other banks and credit unions would deem as too much of a risk. This also means that the interest rates that online banks and second chance banking accounts offer are comparable to traditional banks. Second chance checking accounts are perfect for people who are paid with direct deposit. To sign up for a second chance checking account, all you need is a drivers license and a sister security card. There are no more embarrassing, long lines at the bank paid for decision. (Also consider opening a bad credit bank acocunt if you need one). You already knew that you were approved. There are also no embarrassing inquisitions made by a banker. Your account is approved within minutes. some people also refer to it as 2nd Chance Bank account, which is the same as second chance banking.

Get a No Chexsystem 2nd Chance Bank Account

To open a business second chance bank accounts also offer joint bank accounts, new credit check bank accounts, nine ChexSystems bank accounts, in some even offer offshore bank accounts. Of course, these programs vary from bank to bank so you will have to review the each bank’s programs individually and compare them. 2nd chance bank accounts are typically Internet bank accounts with little or no restrictions to what the account holder can use the account for.

Open an Offshore Bank Account

For instance, contrary to what many people believe, second chance bank accounts do have Visa or MasterCard debit cards issued with them. You may also consider open a new bank account online. These debit cards can be used just like a traditional bank debit card. They can be used at hundreds of thousands of stores worldwide wherever Visa or MasterCard accepted. You can also use your debit card to withdraw money from nearly any ATM in the country. There is only a small withdrawal fee. Accessing second chance checking accounts online is much like accessing any Internet bank accounts online. Simply log into the bank’s website, enter your login information and password and you will be able to do such things as check your account balance, transfer funds from one account to the other and even pay your bills online.

Take a look at to find out whre you can apply for an account today.

Industry: Gipang, The Crunchy Sweet of Banten!

Snacks that one is said to be one of the Banten savouries are sold as souvenirs. It feels crisp, sweet, slightly sticky because it is made of sticky rice mixed with sugar water. Want to taste it?

Banten and Jakarta distance is not so far away. But not many know that this small town also keep some snacks that shake up the tongue. One of the snacks are pretty popular Bantam either be enjoyed as a snack or a souvenir is gipang cake.

Arguably the ingredients for the cake gipang very simple. The main ingredient is glutinous rice to make white or red sticky rice. Once steamed, then cooled and washed glutinous water and then dried in the sun to dry too sticky. Well, then fried and then mixed with sugar water so typical slightly sticky texture when eaten.

Gipang that is so thin and cut into pieces. If the first gipang not have a flavor variation, gipang now made ​​in a variety of flavors such as pandan flavor and brown sugar. Some are smeared with peanut butter on it to impart a delicious savory-savory.

Gipang now arguably the confectionary that is quite rare, not many sellers these snacks outside the city of Serang. Even in Punjab alone gipang only made ​​in cottage industries in the villages. Though this snack has a huge potential, because it feels good addition gipang price is very affordable.

Indonesian Cement Net Profit Rises 22.9% First Half

JAKARTA – PT Semen Indonesia (Persero) Tbk recorded a growth of solid financial performance in the first half of 2013. Recorded a net profit of Rp 2.58 trillion or Rp 436 per share. The net income increased 22.9% from the same period in 2012.

In his press conference, Wednesday (31/7), Indonesian Cement said net profit growth is in line with the achievement of revenue of Rp 11.4 trillion. First half revenues increased 31.9% over the same period last year of Rp 8.6 trillion.

Total revenue was supported by the cement sales volume recorded 12.23 million tons, an increase of 18.3% over the same period last year amounted to 10.32 million tons. Consisted of domestic sales volume amounted to 12.14 million tonnes (up 18%) and export sales of 0.09 million tonnes (up 170%).

Meanwhile, the national cement sales volumes (industry) grew 7.5% to 27.83 million tonnes compared to the previous period of record 25.89 million tonnes.

Dwi Soetjipto, President Director of Semen Indonesia, said Indonesia’s cement sales growth outpacing industry growth supported the operation of plant Tonasa Tuban IV and V. Support was also obtained from the solid synergies, particularly in the areas of marketing and distribution in the Indonesian Cement Group.

“It makes us capable domestic market share increased to 43.6% from 40.9% last year. We will continue to expand the market from year to year, “said Dwi.

Eid cakes were scrumptious production

Jakarta – It determines the choice of cakes what would you buy for Idul Fitri? Lapis legit, lapis Surabaya, kaastengels, nastar or sago cheese? This week a good time shopping for Eid cakes. The prices of the cake was already creeping up. Starting from Rp 50,000 to Rp. 580,000 per pan. Here is a list of pastry shops choice!

Lapis Legit cake is one of the old classic cake that must be present during Lebaran. This one pie is never subsided buyers. Spekoek seasoning or spices are fragrant and thin layers of cake is his trademark.

Now with the rising price of flour, eggs, and butter, Lapis Legitpun prices go up. Understandably because for 1 baking tray takes 30 chicken eggs. Not to mention the butter and terigunya. Plus how to make that take a long time, while the price of LPG gas had gone up anyway.

If you do not have a recipe mainstay and skills to make cookies or cake for Idul Fitri, do not worry. In Jakarta there are a variety of bakery and pastry shop that offers a variety of pastries and cakes in a variety of prices. If you want a more special, homemade pastries cottage industry could also be a mainstay. Usually the price is cheaper and tastes better!

One of the home of the legendary cake maker is Ny. Tjoen in the area of ​​West Jakarta. Ny. Tjoen or familiarly called Tante this Tjoen since 1995 has opened the order lapis legit in his home as well as business premises.

“At first I make cakes as a hobby, and then a lot of time to attend classes and even joined in the IFIs and learned a lot there. Privileged my first cake because it is made of materials of high quality, mini size, and without preservatives,” he explained Tante Tjoen length.

From the first he did not open the store, but orders flowed from the subscription either through friends or homemade cake I’ve ever tasted. For the variant itself Tante Tjoen only offer 3 variants lapis legit, namely ancient lapis legit, chocolate and cheese with mini size about 20cmx5cm.

About the small size as to be different than with other sellers, Tante Tjoen admitted homemade cakes often purchased for souvenirs to foreign countries. “For layer cake the size of a legit it feels very fitting and practical for souvenirs. Preservative Without this cake stand for about 1 week,” he said Tante Tjoen who handle themselves making the cookies.

Matter of taste do not hesitate anymore. Although tiny lapis legit Tjoen aunt’s homemade rolls soft texture, smooth, non-greasy with lapis legit aroma fragrant spices. This is all because the cake is made from chicken eggs and butter wisjman original.

Chiffon Cake made Tjoen aunt also famous for its texture smoother despite not wear additives and made from native materials. Pandan chiffon cake like his gorgeous green berwanra, ‘mentul-mentul’, soft, not too sweet with the scent of fragrant pandan original.

This Lebaran, Tante Tjoen good layer cake flooded with orders and chiffon cake. For layer cake flavors legit for all he set a price of Rp 125.000,00 – Rp and Rp 135.000,00 80.000,00 – Rp 85.000,00 for chiffon cake with mocha flavor, cheese and pandan.

Since Eid is getting closer, you should begin to make choices. Price-quality pastries are per jar (450g) around Rp 50,000 – Rp 110,000 and lapis legit and other modern cake ranges from Rp 150,000 to hundreds of thousands. All can be adjusted with the budget you have. Here is the data pastry shops that you can order a cake made in consideration for the holiday.

Holcim Profit Down 7 Percent

Cement plant Holcim Indonesia posted a profit of Rp 467 billion during the first half of 2013. This figure is down 7 percent compared to net income in the same period a year earlier.
In a financial statement released, the cement factory managed to collect revenue to Rp 4.482 trillion. The achievement is obtained from the optimization of product mix and distribution to meet the challenges of increased market supply of capacity and imports increase. The revenue is actually higher than last year which was only Rp 4.191 trillion.
However, because of higher distribution costs make profits become depressed. Additionally, the increased cost of sales and administrative as well as financial costs, have an impact on short-term profits.
Nevertheless, President Director, Eamon Ginley convey, the general performance of Holcim are on the rise. It can be seen from the increase in gross profit of 33 percent to 35 percent. Holcim also has distributed interim dividend of Rp 37 per share to be paid, 15% greater than the interim dividend last year.
“With this dividend, for sure Holcim continues to provide benefits to its shareholders, and to continue to implement strategies based on adding value to customers, and maximize the efficiency of capacity,” Ginley said in a release received Suara Merdeka.
Holcim Indonesia is currently working in the middle market of excess supply conditions. However, he expects this condition is temporary.
Cement demand continued to grow consistently in the medium and long term, because the Indonesian economy continues to grow. This is supported by the existence of government and private sector investment in infrastructure and housing needs is also continuing. Therefore, the development of new plant proyen Holcim in Tuban, East Java, will provide benefits to the company.
“The cost of distribution to major markets in East Java to be more efficient, and will ensure smooth supply and better service for customers,” adds Ginley.
1 Tuban cement plant will produce 1.7 million tons of cement per year and will start in accordance with the planned schedule. Cement mill will begin operations on in August this year.

Owner Of An Established Brand With Restaurant Franchise

Business opportunities in the food sector are unlimited. If you know the tricks and are well informed, you can no doubt give shape to your business dreams in no time. Restaurants today run well depending on a number of factors; these are brand identity, quality of food items served, menu, variety, courteousness in handling customers, locality, to name a few. When you can be an owner of a reputed brand in your area by buying a restaurant franchise, why not grab the opportunity. And if the menu well suits the Indian taste such as snacks food, namkeens, traditional sweets, Bengali sweets, chaat like pani puri, South Indian food, the effort of buying the restaurant franchise is well rewarded.

When you buy a restaurant franchise, you will have to pay some royalty money as well as percentage of the profits every month or annually or as decided. You no doubt become the owner of the restaurant, but you will have to follow the same method of food preparation, besides having the same menu. You will notice an increasing crowd right from day one. A little advertisement will further add to the crowd pulling factor.

You will always find sweets in the menu in every festive occasion. It is also in marriage, birthday, anniversary, and other functions. where all traditional sweets including Bengali sweets rule the roost; this is because having as well as distributing sweets is considered as good omen. Pani puri and chaat items are also served in most occasions. Another item that is served with tea or coffee is variety of namkeens. The most savored namkeens include bhujia, chana masala, mini samosas, dalmoth, and more.

The rasgulla and the rasmalai are two of the most popular Bengali sweets. Both the Bengali sweets items are found in sweets shops in every corner of the country. Preparation of rasmalai involves cooking of rounded pies of fine milk curd in syrup such that a unique texture is created. The pies are then soaked in full cream milk and then served with a shower of chopped pistachio nuts.

PTPN Unified Create Largest Indonesian Sugar Factory

PT PTPN III, XI, and XII plans to build a sugar factory along with the name of PT Industri Gula Glenmore. Largest sugar mills in Indonesia later this stake by 60 per cent owned by PTPN III, PTPN XI 10 percent, and the remaining 30 percent had PTPN XII.

This determination was Minister of State-Owned Enterprises, Dahlan Iskan, in his office, Jakarta, Tuesday, July 23, 2013.

The plant will produce primary products and white sugar premium products such as bio-ethanol bandwagon, bio fertilizer, and animal feed.

The plant will be built with a processing capacity of six thousand tons of cane per day and will be increased to eight thousand tons per day in the end. At the beginning of production of the company is expected to earn as much as nine percent yield, so the premium of white sugar production could reach nine thousand tons.

The factory is located in East Java will be supplied entirely from plantation PTPN XII. The construction itself is expected to cost Rp1, 5 trillion.

“This plant should be completed within 22 months, since the completion of the project has been adapted to harvest sugar cane grown to be supplied to Glenmore. If it’s too late. Later sugarcane to be supplied to anybody,” said Dahlan.

Top accountants squabble over tax avoidance morality

When David Cameron described comedian Jimmy Carrs use of the K2 artificial tax scheme as “morally wrong”, little did he know that he was kicking off a debate which is now going direct to the heart of the accountancy profession. Much of this has centred on comments made by the Chief Executive of the Institute of Chartered Accountants in England and Wales, Michael Izza, both on his blog and in an interview with the Financial Times.

The core issue revolves around the traditional notion that tax avoidance is legal while tax evasion most certainly is not. Mr Izza feels that this no longer washes with the general public who are increasingly focusing on the morality rather than the legality of tax avoidance devices. He wants his colleagues in the accountancy profession , particularly those who aggressively promote extreme tax-avoidance schemes like K2, to start looking at themselves in the mirror and asking themselves whether individual measures pass what he calls the “smell test”.

The fact is that most people take advantage of tax avoidance at some point in their lives. Every time anyone contributes into a pension scheme, they are effectively reducing their Income Tax liability. The same can be said of people who invest money in tax free ISAs or employ their wives as “secretaries” when they never actually perform the role.

Mr Izzas basic contention is that accountants and their clients effectively cross the line when they use artificial, clearly contrived tax avoidance schemes such as K2. However, many of his members do not share his somewhat sanctimonious views arguing that a good accountant will present his client with all the available options for legally reducing his tax liability and will then let the client make the final decision on which route to take. Anything less and the accountant might well be accused of professional negligence.

Another ICAEW member, Jason Selig, has an even more forthright opinion – “How is this a moral question?- there is no “right” or “wrong” about paying tax ” he insists.

Of course, many experienced clients of accountancy firms will most likely view all this hair tearing by the profession with complete indifference in the full knowledge that there have always been those accountants who effectively work for the Revenue and those who work for their clients. The former like to play things exactly by the book avoiding anything that can remotely be described as “edgy”. They think that having a reputation like this results in all their clients tax returns being waved through without query. The latter group whom one might describe as specialist tax accountants are used to playing the game with the Revenue and have all the answers ready should anything be questioned.

It seems that in the world of accountancy and tax, as in most other fields, you pay your money and you take your choice.

Credit Card Debt Consolidation Your Tool To Simplify The Dues

A credit card debt consolidation solution can be a loan, a loan reduction program, or a combination of both. Solutions to consolidate and reduce debt aim to ebb your card dues pressure aroused by careless usage of plastic money or excessive dependency on these cards. Therefore, besides diminishing payable amount due, companies that aid you in consolidating card dues also help with techniques for diminishing dependency on using plastic money. There are chances that you would have deteriorated your credit standing because of late payments. Relax, these companies offer card debt consolidation help in such a way that repairs your credit rating too.

Consolidating Card Related Dues: An Overview
If you are in need to simplify your loans, create a workable budget to minimize usage of plastic money, a loan to pay off the creditors or assistance to negotiate with the creditors a credit card debt consolidation solution is the answer. Besides its main purpose of consolidating debts of multiple credit cards, you can receive a variety of other services. Various types of services that you can expect from such companies are for consolidating card dues and loans are:

-Credit Counseling: Credit counseling services are designed to offer you a tailor made and unique solution. This customized solution is provided based on your financial status, which include total accumulated debt amount, analysis of monthly expenditure and income structure etc.

-Budget Planning: As you start making irregular and late payments, you start generating steady growth of overdue payments and subsequent late payment fee and heavy penalties. In such situations, you need to work out a budget as per your income and expense ratio to mitigate existing burden as well as mitigate risk of debt creation in future. Debt consolidation companies offer budget creation services based on their understanding and assessment of your financial standing.

-Debt Consolidation Loan: If you are currently financially incapable of clearing card payments at one go, ask for a loan for consolidating credit card debt. Credit counselors may suggest their own devised loans or may refer loans designed by third party lending organizations. As these loans are as per to your overall financial structure, therefore, the interest rate and other terms would be convenient and affordable.

-Debt Negotiation: Instead of taking loans, you may use debt negotiation services to fix a lower payable amount. Staff members of these consolidation companies are familiar with the credit organizations and their functioning. So, let these professionals negotiate a lowest possible payable amount on your behalf.

Whether a loan or a just a debt management program, carry out extensive research on these companies and their services before using their credit card debt consolidation solutions.

PTPP Gets Projects Rp 4.5 Trillion in 3 Months

Construction of the state-owned Housing Development Tbk PT (PTPP) in the first quarter -2013 obtain new contracts Rp 4.5 trillion. New contracts coded PTPP has penetrated 23% of the target for the project in 2013, which amounted to Rp 19.7 trillion.

“This acquisition increased 2.5 times compared to the acquisition of new contracts to the same period last year,” said Betty Ariana PTPP Corporate Secretary in a press release on Friday (05/04/2013).

PTPP in this water dragon year targets to carve a net profit of Rp 370 billion, up 20% compared to the previous year’s target. The increase in the net income derived from the business income of 4 fields of construction, property, EPC, and investment.

Major projects which was won PTPP, among other projects JW Marriot Hotel, St Moritz, The Kencana, malls Sun Karawang, M Gold Tower, Uluwatu Hotel, Surabaya Tunjungan Plaza V, Terminal 3 of Soekarno-Hatta Airport, train tracks South Sumatra by PT KAI, and Combined Cycle Power Plant EPC project Tanjung kitbag 120 megawatts (MW).