Do You Know How to Select the hardware

The hardware fittings is mainly included copper, aluminium alloy, stainless steel and irons these four types of material, and there is also a great difference between the prices. At present, the most used in the family fitment is stainless steel hardware, but the stainless steel has some shortcomings such as material impurity and easy to print out the waterlogging, and now many families start to use the aluminium alloy accessories. As we know, in fact the aluminum material some merchant asserted that is just the alloy material which contains some aluminum, also blend with some silicon, magnesium, the surface film thickness and surface treatment also will affect the price and the quality of the material. Oxidation, dull polish, electroplate, wood grain , baking varnish are the main surface treatments, and their prices are also differs greatly.

Some citizens reflect that they found some -stainless steel accessories- are made by stainless iron that is blend some iron into the stainless iron, the prices varies nearly two times. Take the towel rack for instance, the price of stainless steel one is 200 yuan while the stainless iron one is just 70 yuan, they are basicly same, but the stainless steel is brighter and the stainless iron will easily become darkened or rusted when use for a long peroid.

Besides, there are also some counterfeits that use theinferior aluminium alloy as the raw material, and the surface is plated with a metal light in order to pretend toobe the top grade stainless steel. When you tell these two materials you can beat the surface, if made a clear sound then it is mostly stainless steel, if made a tedious sound then it is likely to be the aluminium alloy.

The present home decoration are generally divided into general mirror and silver mirror, their prices are differ about 30%, the market price of silver mirror is about 80-90 per square metre while the general mirror is about 50 yuan, and their qualities are also differ greatly.

The main factor that leads to different prices is using different materials, the silver mirror colored with a bed of mercury then to mopping, and the general mirror is plated with a bed of aluminium then to mopping, the waterproof and fog efficacy decline a lot. Moreover, baking finish, stamp, tempering are also affect the mirror’s price. Get more information about the hardware here.

Olivia Tong is the freelance writer for e-commerce website. weiku.com offers the buyers around the world to find quality supplier of electrical components globally. We try our best to aggregate leads in the business world, and let these leads benefit the entire businessperson.

Soccer Clubs In Austin For Health And Wellness Programs

Getting your kids enrolled in a program keep them healthy and focused

Our children happen to be our first priority. We make certain that that we give sufficient attention to their requirements as they mature into adults sooner or later. However when we happen to be working and have a lot of responsibilities of our own, we find it tough to spend time with our children to play and have a good time. And when we are away from home, we leave our children open to diverse sorts of bad habits.

We would not want that to be the case, is it not so? Rather than allow them to use up all their energy on terrible distractions, why not get them enrolled in a program which happens to be enjoyable and provides excellent values as well as restraint. What they require is a program which would be keeping them healthy as well as focused, clear of all the dreadful habits like smoking, alcohol, as well as drugs. While being considerate of the fact that kids require socializing, we moreover must be careful of the group that they get mixed up with. We would not want them to finish up wasting their upcoming years.

A soccer program in Austin is one such program

If your children happen to be keen on playing soccer, it is vital to get them enrolled in a soccer program in Austin which provides them with a chance to play in a protected, healthy and fostering environment where they are able to learn from and take pleasure in every moment of the game.

Soccer programs in Austin its benefits

There happen to be many soccer clubs in Austin and Soccer clubs in cedar park that offer programs to the players. Such a soccer program or soccer class in Austin allows adolescent players to take part in entertaining leagues. They are moreover provided with amenities that allow them to practice and prepare jointly with added players under the supervision of their expert coaches. Such cedar Park soccer programs happen to be logical and designed to aid adolescents gain the sense of accountability, the importance of teamwork and improvement in individual skills while not having to compromise enjoyment and pleasure in the process.

The true importance of such soccer programs / soccer classes are eventually geared towards providing youths with a greater chance of taking part in high-level competition by the use of the highly developed coaching from the trustworthy staffs that they have at their disposal.

Home Finance And Home Loans In Uae.

Along with the growth in the Real Estate market, Dubai has experienced simultaneous growth in its home finance sector in the past three years. According to a recent study by EFG-Hermes the current outstanding loans stands at Dh 11.5 billion. It is estimated by the Egyptian investment bank that the UAE housing finance sector will grow by Dh 14bn in 2007, Dh 18bn in the year 2008, the growth is estimated to be Dh18bn in 2009 as well and Dh 14bn and Dh 17bn in the years 2010 and 2011 respectively. These figures have been derived based on an expected population compound annual growth rate of about three percent. The most dominant forces in the Emirates home finance market are Amlak and Tamweel. They account for over 35 and 25 percentage of the industry respectively.

The Real Estate boom of the emirate has left the world spell bound, EFG-Hermes predicts that the total growth in the Real Estate should exceed the figure of Dh419bn in the years between 2008 and 2011. It has also been said that Dh 64bn will be funded through credit. The national bank of Dubai has tied up with Dubai properties for the sole purpose of finance apartments which are bought in tower H. Tower H is a primary tower for residential purposes at Business Bay in the project of the executive Towers. This tie up of the national bank of Dubai and Dubai properties, is more than welcome, as this tie up will ensure easy financing terms for the people who are aspiring to buy apartments in tower H. These easy schemes will mean that people will be able t finance their dream homes with no obligations of interest repayment. In this case the loan is made available for 85 percent of the property price of a sum of 4 million AED, whichever is lower. This loan is provided for a period of 20 years.

Dubais Islamic bank (DIB) and Al Islami home finance are also witnessing high demands from the retail customers. They have recently launched solutions that aim to meet the requirements of retail customers. These customers include both the UAE nationals and expatriates who are keen on buying property in the UAE freehold property market. In response to this high demand of the people, DIB has announced the launch of Mobile Mortgage Advisors. They are a team of mortgage sales expert who will be providing valuable consultancy at the customers door step.

Al Islami finance has launched finance solution products such as the forward Ijarah and Ijarah. Through the Advanced Eligibility Process customers get a right to choose their finance limit without first having to choose the property. The Dubai Islamic bank caters to the needs of a diverse customer profile. Also the al Islami home finance provides up to 90 percent finance and a maximum tenure of loan repayment of 25 years depending on the eligibility of their customers.

Major Art Galleries To Show Great Western And Indian Master Painters At India Art Festival

By Rajendra

The India Art Festival, a mega art fair, slated to be hosted in November at Nehru Centre, Mumbai is a great opportunity for art lovers and art collectors to visually relish the artworks of Indian and western Master painters under one roof.

The Art Festival will be showcasing 200 master painters work from 40 different galleries participating in the India Art Festival from all over the globe.

The Geopolitical Child and Invisible Man an original litho works by Salvador Dali will be on display in the festival. This colossal surrealist painters work exudes complex feeling on life and environment. Another western master painter Patrick Hughes will be represented in the show by his Around the Corner – the three dimensional Painting that highlights architectural labyrinth.

In the Indian Masters Nandalal Bose, Rabindranath Tagore, M.F. Husain, S. H. Raza, F. N. Souza, V. S. Gaitonde will adore the wall of many gallery booths in the upcoming India Art Festival. The renowned artists that will be showcased in the exhibition includes Akbar Padamsee, Laxman Shrestha, K. H. Ara, Sudhir Partwardhan, Jogen Chowdhury, Anjolie Ela Menon, Bose Krishnamach, Ganesh Gohain and many others. The total artists exhibited in 116 stall will be over 800 paintings, sculptures, photograph and prints.

The India Art festival will also be hosting educative seminars for Art collectors and Art Lovers. The art festival will be the first art fair of its kind in Mumbai that will bring together art collectors, art galleries, artists and art connoisseurs on the common platform making it interactive experience for art community. The renowned artists, art critics and art collectors from Mumbai,Delhi, Kolkata, Bagalore will be the part of seminars to be organised in the India Art Festival. More than one Lakh people are expected to visit the festival.

About INDIA ART FESTIVAL

INDIA ART FESTIVAL, a modern and contemporary Art Fair, is scheduled to take place at Nehru Centre from November 17 to 20, 2011. It aims to provide a cultural bridge between Indian artists and art galleries, art collectors and connoisseurs, with an objective to create a dialogue that would introduce a fresh perspective and buoyancy among passion investors and art collectors.

The artworks including paintings, sculptures, drawings, installations, photographs and editions as well as video and digital art by over 400 artists represented by various galleries would be on display at India Art Festival. The Festival is slated to be hosted at Nehru Centre , spanning over two floors in a large area of 26,000 square feet, with 94 stalls showcasing the work of various galleries and individual artists.

CIMB Niaga Net Income Reaches Rp 1 Trillion, Grow 12%

PT Bank CIMB Niaga Tbk recorded a consolidated net profit (unaudited) of Rp 1.05 trillion as of March 31, 2013, an increase of 12% compared to the net income in the same period in 2012 amounting to Rp 937 billion.

This results in a net profit growth of earnings per share (EPS) amounted to USD 41.94, greater than the figure in the same period last year of Rp 37.26.

CIMB Niaga’s net profit increase was contributed by the increase in operating income and a decrease in provision expense, along with the total credit growth and asset quality improved.

In the first quarter of 2013, managed to keep its position as the fifth largest bank, with total assets of Rp 217.46 trillion as of March 31, 2013, grew 26% compared to the first quarter of 2012 amounted to Rp172, 68 trillion.

As of March 31, 2013, CIMB Niaga has distributed a total gross loans amounted to Rp 147.06 trillion, up 13% from the same period in 2012 amounted to Rp 129.83 trillion.

Along CIMB Niaga step in mobilizing public funds, total deposits (deposits) grew by 26% to Rp 167.32 trillion, compared to the prior year period which amounted to Rp 133.23 trillion, which is supported by the growth of CASA (Current Account Savings Account) by 31% to Rp 77.73 trillion.

In terms of credit quality, the ratio of non-performing loans (non-performing loans) CIMB Niaga’s gross per March 31, 2013 stood at 2.41%, a decrease of 28 basis points compared to the first quarter of 2012 amounted to 2.69%.

President Director of CIMB Niaga, Arwin Rasyid said of CIMB Niaga’s total loan portfolio in the first quarter of 2013, the Commercial Banking contributed the largest value of Rp 59.60 trillion (40%), followed by Consumer Banking amounted to Rp 45.09 trillion (31%), and Corporate Banking at Rp 42.37 trillion (29%).

“Personal Loan and Micro business rate became the highest growth, respectively 75% and 56%. As of March 31, 2013, Personal Loan managed loan portfolio to Rp 1.07 trillion, and a big four bank Personal Loan largest dealer Indonesia, “Arwin said in a press release on Monday (29/04/2013).

While, micro-lending rate has amounted to Rp 2.29 trillion as of March 31, 2013, grew 56% over the same period last year. Micro business growth rate is in line with Bank Indonesia regulations that require banks to continue to increase the share of SME loans (SMEs) by 20% of the total loan portfolio in stages until 2018.

Sharia (UUSs) CIMB Niaga also recorded good growth. As of March 31, 2013, UUS CIMB Niaga has disbursed Rp 8 trillion, an increase of 135% yoy. Rahn also recorded growth businesses (mortgage) which surged 114% to Rp124 billion compared to the same period in 2012.

The Hindustani Classical Singer of India

A hush descends on the audience in the darkened hall as Madhup Mudgal begins his sonorous recital. Clear as a bell the melodious, mellifluous notes pierce the hearts of listeners, fuse them all into one, bind them into a spiritual, blissful, soul-entrancing and elevating experience. That is the magical effect of Madhup Mudgal, classical Hindustani singer extraordinaire.

Kumar Gandharva, the legendary Hindustani Classical singer would be more than proud of Madhup Mudgal, his disciple. As would Pandit Vasant Thakar, Pandit Jasraj and his father, Professor Vinay Chandra Maudgalya, a renowned musician of the Gwalior Gharana. If these four got Madhup started on the road, Kumar Gandharva gave polish to his talents. Madhup is today unequivocally acclaimed for his magical, soul entrancing renditions of khayals and ragas with a spiritual hue. The Padma Shri award he received can only give part recognition to this musical genius.

Steeped in music since his childhood days when the likes of the great Pandit Omkarnath Thakur and Ali Akbar Khan could be conducting sangeet sabhas at home, Mudgal needed no introduction to classical music; it coursed in his veins. He completed his schooling in Modern School in New Delhi and went on to gain a Masters and then an M.Phil in music from the University of Delhi, focusing on khayal. He went on to become principal of Gandharva Mahavidyalaya, a music school founded by his eminent father. He is the chief conductor of the Gandharva choir, a music group famed for innovative compositions in Indian classical music. At the same time he composes music for the Odissi dance productions of his sister, Madhavi Mudgal. Music, for Madhup, is not an art or a profession; it is life itself.

Whether it is Nirgun bhajans or the more involving Sagun style, his passionate renderings based on pure ragas can be intensely moving. Only Madhup can fuse ragas and devotion in a way to stir heart strings and evoke entrancing spirituality. Over the years he has recorded a number of classical ragas, thumris, khayals and devotional compositions with a rare virtuosity, balancing tradition and innovation with a fine sensitivity. Despite the lofty heights and global recognition, Madhup remains, essentially an earthy person. His vision is to pass on the rich legacy of Hindustani classical music to future generations through Gandharva Mahavidyalaya.

When Madhup Mudgal performed at the Ramakrishna Mission in January 2012, the audience was left spellbound by his golden, honeyed voice, as were audiences across the world in his innumerable performances. He leaves you replete, yet wanting more.

Ben Johnson said of Shakespeare that he -was not of an age, but for all time-. We can say the same for Madhup Mudgal. His music is eternal.

Singers can post resume on wwww.submit-resume.com for some great offers

Koozies And Stadium Cups Two Best Tools For Brand Promotion

Promotional products are being used as marketing tools for quite a long time. Unlike olden days when people used to accept anything given as a gift (even if thats not useful), today, people are expecting gifts that will be useful for them in any means. When it comes to useful promotional products, there are many options such as pens, mugs, koozies, stadium cups etc. Though some of the promotional products are useful, they cannot be used by everyone out there. Lets consider the promotional T-shirts for example. As the size requirement of the T-shirts will vary, the promotional T-shirts cannot be used by everyone. Thankfully there are some promotional products that can be used by people of all ages. The koozies and the stadium cups are the promotional products which will be of great use to the spectators of the games. The usage of koozies and stadium cups for brand promotion has many benefits. Just keep reading on the article to know more about these unique promotional products.

Ease of Choice

Choosing stadium cups and koozies is very much easier when compared to the promotional products such as T-shirts and pens. As there will be no particular size or shape requirement, you can choose these promotional products within a few minutes. All you have to consider is the material out of which these promotional products are made. The stadium cups are made of both plastic and paper. If you wish to express your environment friendliness, the paper stadium cups will be the excellent choices. If you wish to have some cozy designs, the plastic stadium cups are made for you.

Ease of customization

Customization is the main aspect to be considered while buying the promotional products. The success of your marketing campaign greatly depends upon the customization of the promotional products. Thankfully, the customization of stadium cups and koozies are very simple. All you have to do is to get your company logo or some promotional message printed on them. You can even get some inspirational messages printed on these koozies and stadium cups. It will bring great credibility about your brand among the public. Color selection is an important aspect of customization. You should not make the mistake of choosing very bright colors. The colors of the stadium cups should be easy on the eyes and highlight your company logo alone.

Ready Availability And Cheap Pricing

The stadium cups and koozies can be used for quick promotion. These promotional products will be readily available and can be customized within a few minutes. Moreover, the stadium cups and koozies are very cheap but useful. He you can capture the hearts of many customers without spending much in your marketing campaigns.

Bottom line

The stadium cups and koozies have proven that useful promotional items neednt be costly. These promotional products are no doubt the best tools for effective marketing and brand promotion.

Low Light Dslr Cameras And Night Photography Settings

Low light DSLR shooting is fun, and extremely popular. Night time images have great ambience , something which is often absent in flat, daylight photos. Skillful low-light photos can look simply incredible and if youre looking for ways to make money from photography, a good option is specialising in canvass prints of dimly-lit night scenes. They are very popular.

Here we will focus on two things:

– Camera settings and skills required to take good images at night
– DSLR cameras best suited for low-light photography

1. Getting the exposure right: The basics

Every photographed scene has a correct exposure, meaning that the correct amount of light is allowed to fall on the digital camera sensor to capture the scene – i.e. without over-exposing the highlights to leave the picture too bright, or conversely, not letting in enought light to make the image too dark.

There are three camera settings controlling the amount of light let through to the sensor:

a. F-Stop / Aperture: Here is an inverse relationship: Low f-stop values mean more light is being let in
b. The shutter speed: At slower shutter speeds the sensor is exposed to light for a longer period of time
c. ISO: The higher the ISO value you choose, the more sensitive the sensor will be to light

Many combinations of these three settings will give you the correct exposure for any particular scene. Which combinations work? This is what your camera’s light meter is for – it will tell you how to combine them. For example, If you choose to fix the ISO and aperture, the camera’s light meter will determine which shutter speed to use. Or if you set the ISO and shutter speed, the aperture will be set accordingly.

In “auto” mode, everything is left over to the camera – i.e. it chooses all three elements usually aimed at enabling you to shoot sharp hand-held photos (so in darker scenes the camera will probably increase the ISO automatically).

Great night photos require a bit more skill and creative input – time to ditch the “auto” training wheels!

2.Night photography settings

Note: Using a flash is another way of taking nigh-time photos (albeit of a very different kind) – flash photography will be covered in a later article.

a. “Stopping down” with a good lens

This is a good option for street photographers who want to capture low-light (but perhaps not night-time) street photos.

You’ll need to open up the aperture to let in loads of light, so you need a lens with a wide maximum aperture – f/2.8 or even f/1.4. This will give you a nice shallow depth of field which adds dimension to your photos, whilst allowing you to shoot at decent shutter speeds. Slower shutter speeds increase the risk of blur.

This technique is especially important if your camera doesn’t deliver good quality at high ISO settings, so you’re forced to shoot at low ISO, whatever the scene. But even if your technology is up do date and your camera delivers noise-free images at high ISO settings, you may want to stick to low ISO and a wide aperture for creative reasons – i.e. getting a beautiful shallow depth of focus.

b. Setting up a tripod and exposing for longer

Consider this option if you want to take wider images of city scenes at night, where the scene is basically fixed and stationary, so you have time to set things up.

Use a mid-range aperture (say f/8) so you can get a good depth of field in order to keep close-up and far-away subjects sharp, use a tripod and let the camera choose an appropriate shutter speed. Light depending, it could be one second, several seconds or, for seriously low ISO settings, even several minutes.

Top tip: Just after sunset is a good time for night-time photos of lit-up buildings, when the sky still glows with a bit of natural light. Set your exposure by pointing the camera at the sky. Once you’ve got the reading, fix the setting and then set up the shot – you’ll get a really good exposure this way.

c. High ISO photos

Sometimes you’ll find yourself in a situation where you need to take clear photos of people in dark conditions, but where no flash is allowed, or where you want to capture the atmosphere in the room which will otherwise be destroyed by the use of a bright, ugly flash.

Increasing the ISO means that the cameras sensor becomes more sensitive to light. This will enable you to shoot hand-held shots even in relatively dark conditions. Why? You’ll be able to shoot at faster shutter speeds, which helps keep the images sharp.

But be warned: There is a price. Increasing the ISO means that you are more likely to get a noisy / grainy photo.

3. Low light DSLR camera options

Certain cameras give you more low-light flexibility because they perform well at high ISO settings – leaving you full creative control over which of the three above options you choose to make your photos.

Because DLSR cameras tend to have bigger sensors, they generally take better high-ISO photos than compact cameras with relatively small sensors (it’s a bit technical, but it’s based on the laws of physics and electronics). The latest DSLR cameras have full-frame sensors achieving superb high-ISO performance.

Some good options include

Nikon D3000
Canon EOS 500D
Nikon D5000
Canon EOS 550D
Nikon D300s
Canon EOS 7D
Canon EOS 5D MKII
Nikon D700
Nikon D3S
Canon EOS 1D MKIV

Satya Dharma CPO Production Reaches 145,397 Tons

JAKARTA – PT Dharma Satya Nusantara Tbk (DSNG) increase the production of crude palm oil (CPO) to 145 397 tonnes in the first half of 2013, an increase of 31.1 percent compared with the same period last year.

Director of Dharma Satya Nusantara, Djojo Boentoro, revealing CPO sales volume also increased significantly by 30.5 percent to 147 693 tonnes. The Company also recorded an increase in the production of fresh fruit bunches (FFB) during the period January to June 2013 reached 555,570 tons, an increase of 28 percent year on year.

“TBS is processed to reach 600 350 tonnes, up 35.0% from a year ago, which is obtained from the core plantations, smallholders and third parties,” he said in a press release on Tuesday (30/07/2013).

He explained that the increase in FFB production volume due to increased crop area grown and the age of the company’s plants. Mature plants increased the total area of ​​42 333 hectares in 2012 to 48,470 hectares in 2013. Meanwhile, the productivity of FFB per hectare to 11.9 tonnes per hectare increased by 9% over the same period the previous year.

The company targets the padatahun new planting could be 8,000 acres, consisting of the core consisting of 4,200 and 3,800 for a plasma.

Related to financial performance, DSNG successfully posted net sales of Rp 1.7 trillion, or relatively equal to sales in the same period last year, in the midst of the recent decline in CPO prices.

Analysts: Fear Makes Case IM2 Investors Capital Market.

JAKARTA – the current capital market investors worried about the telecommunications business pascaputusan court corruption (corruption) cases IM2. Equity analyst Pardomuan Sihombing explains, penalties and regulations that ensnare IM2 yet fully clear.
Pardomuan also assess the regulations are not clear as IM2 case could ensnare anyone who runs a business in the country. In this case the investors in the world’s capital markets.
“It could happen (investors will fear) that the decision was negative, meaning that is associated with the regulation of the telecommunications industry,” said Pardomuan Sihombing, Sunday (07/21/2013).
Pardomuan asserted, the current capital market investors require legal certainty. According to Pardomuan, IM2 case and rules in the telecommunications industry should be clear, so as to ensure the future development of the business.
“Investors who will invest in doubt whether an investment fund to be back or not, when the company suddenly entangled case,” said Pardomuan.
Pardomuan added that the symptoms have not been perceived concerns, the article of the legal process is not over. However, if there is already a binding verdict and declared IM2 guilty, then the impact will be felt.
“We all expect the final result will be better,” said Pardomuan.
Previously reported, the Corruption Court sentenced former Director of IM2, Indar Atmanto kuruangan 4 years with a fine of Rp 200 million, with subsidiary imprisonment of 3 months. Judge also sentenced IM2 pay fines of Rp 1.3 trillion. Judges cooperation-IM2 Indosat network there is an element of corruption.
This ruling a major impact, as almost all sectors of the telecommunications businesses registered as a public company is also running a similar business model. Including PT Indosat Tbk, PT Telkomsel, PT XL Axiata Tbk, PT Smartfren Telecom, PT. Bakrie Telecom Tbk and others.
Communication sector alone contributes to Rp 11.8 trillion in revenues and in 2012. This figure is the biggest revenue for Indonesia in addition to the energy and mineral resources.