CIMB Niaga Net Income Reaches Rp 1 Trillion, Grow 12%

PT Bank CIMB Niaga Tbk recorded a consolidated net profit (unaudited) of Rp 1.05 trillion as of March 31, 2013, an increase of 12% compared to the net income in the same period in 2012 amounting to Rp 937 billion.

This results in a net profit growth of earnings per share (EPS) amounted to USD 41.94, greater than the figure in the same period last year of Rp 37.26.

CIMB Niaga’s net profit increase was contributed by the increase in operating income and a decrease in provision expense, along with the total credit growth and asset quality improved.

In the first quarter of 2013, managed to keep its position as the fifth largest bank, with total assets of Rp 217.46 trillion as of March 31, 2013, grew 26% compared to the first quarter of 2012 amounted to Rp172, 68 trillion.

As of March 31, 2013, CIMB Niaga has distributed a total gross loans amounted to Rp 147.06 trillion, up 13% from the same period in 2012 amounted to Rp 129.83 trillion.

Along CIMB Niaga step in mobilizing public funds, total deposits (deposits) grew by 26% to Rp 167.32 trillion, compared to the prior year period which amounted to Rp 133.23 trillion, which is supported by the growth of CASA (Current Account Savings Account) by 31% to Rp 77.73 trillion.

In terms of credit quality, the ratio of non-performing loans (non-performing loans) CIMB Niaga’s gross per March 31, 2013 stood at 2.41%, a decrease of 28 basis points compared to the first quarter of 2012 amounted to 2.69%.

President Director of CIMB Niaga, Arwin Rasyid said of CIMB Niaga’s total loan portfolio in the first quarter of 2013, the Commercial Banking contributed the largest value of Rp 59.60 trillion (40%), followed by Consumer Banking amounted to Rp 45.09 trillion (31%), and Corporate Banking at Rp 42.37 trillion (29%).

“Personal Loan and Micro business rate became the highest growth, respectively 75% and 56%. As of March 31, 2013, Personal Loan managed loan portfolio to Rp 1.07 trillion, and a big four bank Personal Loan largest dealer Indonesia, “Arwin said in a press release on Monday (29/04/2013).

While, micro-lending rate has amounted to Rp 2.29 trillion as of March 31, 2013, grew 56% over the same period last year. Micro business growth rate is in line with Bank Indonesia regulations that require banks to continue to increase the share of SME loans (SMEs) by 20% of the total loan portfolio in stages until 2018.

Sharia (UUSs) CIMB Niaga also recorded good growth. As of March 31, 2013, UUS CIMB Niaga has disbursed Rp 8 trillion, an increase of 135% yoy. Rahn also recorded growth businesses (mortgage) which surged 114% to Rp124 billion compared to the same period in 2012.

Analysts: Fear Makes Case IM2 Investors Capital Market.

JAKARTA – the current capital market investors worried about the telecommunications business pascaputusan court corruption (corruption) cases IM2. Equity analyst Pardomuan Sihombing explains, penalties and regulations that ensnare IM2 yet fully clear.
Pardomuan also assess the regulations are not clear as IM2 case could ensnare anyone who runs a business in the country. In this case the investors in the world’s capital markets.
“It could happen (investors will fear) that the decision was negative, meaning that is associated with the regulation of the telecommunications industry,” said Pardomuan Sihombing, Sunday (07/21/2013).
Pardomuan asserted, the current capital market investors require legal certainty. According to Pardomuan, IM2 case and rules in the telecommunications industry should be clear, so as to ensure the future development of the business.
“Investors who will invest in doubt whether an investment fund to be back or not, when the company suddenly entangled case,” said Pardomuan.
Pardomuan added that the symptoms have not been perceived concerns, the article of the legal process is not over. However, if there is already a binding verdict and declared IM2 guilty, then the impact will be felt.
“We all expect the final result will be better,” said Pardomuan.
Previously reported, the Corruption Court sentenced former Director of IM2, Indar Atmanto kuruangan 4 years with a fine of Rp 200 million, with subsidiary imprisonment of 3 months. Judge also sentenced IM2 pay fines of Rp 1.3 trillion. Judges cooperation-IM2 Indosat network there is an element of corruption.
This ruling a major impact, as almost all sectors of the telecommunications businesses registered as a public company is also running a similar business model. Including PT Indosat Tbk, PT Telkomsel, PT XL Axiata Tbk, PT Smartfren Telecom, PT. Bakrie Telecom Tbk and others.
Communication sector alone contributes to Rp 11.8 trillion in revenues and in 2012. This figure is the biggest revenue for Indonesia in addition to the energy and mineral resources.

Pastry Chef Sang Ayu Anjani Gifted Young

Women with this horse hair tasseled casual conversation with the media crew. I was young, but he was wearing a white uniform can not hide quality. Embroidered on left chest there is a blue ribbon that read ‘Le Cordon Bleu Paris in 1895’.

Ayu Anjani Rahardjo was aged 22 years. However, it is now believed to be a consultant and supervisor pastry World Gourmet restaurant in Kemang, South Jakarta. And he manages home-based pastry business. Not to mention his experience working as a pastry chef in Australia.

Women who familiarly called Ann’s extended family claimed there was nothing to be chef. Most of the work as a musician, including his brother, Rayi RAN. Then, from where she got her cooking skills? Detikfood met on the show ‘Life is Short, Eat Dessert First’ on Wednesday (09.01.13), Ann tells his journey in the culinary world.

Ann admitted she was stubborn as a child. Although her mother forbade playing with fire, Ann anyway. “Eventually my mother upset, my hands actually touched to fire so I knew it was on fire. Hard I cried. Since that time, I learned my lesson,” he said.

However, it seems that remorse did not last long. Ann because both parents busy working, he inevitably required to cook for his own use. “I do not like hungry, so I cook,” he said.

The fire incident also did not make the trauma. After graduating from high school, Ann migrated to Australia in pursuit of education in the culinary field, a field that is familiar with fire. However, since that time she was just 17 years old, he had to wait a year until I can enroll at Le Cordon Bleu Sydney.

To pass the time, Annpun internship at a local restaurant. Although the internship as he handles cuisine (savory dishes), when enrolling in Le Cordon Bleu he chose the field of pastry. “I think it’s more pastry requires skill rather than cooking. Usual cooking if we just need a feeling,” says Ann.

After nine months of study at the prestigious culinary school, Ann managed to get a diploma in the field of pastry. And he had worked at Firefly Tapas & Wine Bar in Sydney before returning to his homeland.

In Jakarta, Ann manage home-based business called ‘Ann’s Bakehouse and Creamery’. His specialty is homemade ice cream. Annpun brand aspires to enter the retail market.

“We are still stuck with the leading ice cream brand from overseas. So if it can, I want to enter into retail as a local brand of ice cream,” he said. Of home-based business is exactly, Ann received an offer to join as a pastry consultant at Gourmet World.

Ann hallmark of home-made dessert is simple, unadorned exaggeration, but neat. The reason, he is more concerned with taste than appearance. “People prefer the zoom scene. Fact, in the end, which can be edible and it really is just the inside,” said presenter cooking shows on private television.

Ann deplore less famous Indonesian food in the international arena. “Because of our lack of promotion. Why Thailand can advance really? Vietnam alone, such a small country, can advance the food,” he said.

He took the example of Australia, where he studied first. According to him, 80% of food in there dominated Thailand and Vietnam. Bulepun people know rice dish because of the popularity of the two countries.

However, according to Ann, Indonesia also had a pastry that can be proud of. “Lapis legit, because of the way bikinnya difficult, expensive, and is a mainstay of Indonesian cake,” he said

Actually, Ann continued, pastries wrapped in banana leaves is also unique. However, for this one, similar to the cuisine has Malaysia. “Moreover, Malaysia terrific promotion. Lapis legit I think that is bad Malaysia do not have,” he concluded.

PT Intiland Record 70 Percent Increase in Net Income

Intiland Development (Intiland) recorded an increase in its net profit by 74.85 percent to Rp140, 48 billion compared to the previous acquisition valued at Rp80, 18 billion. The increase also followed the company’s operating profit also increased by 76.17 percent to Rp250, 62 billion compared to the previous.

Director of Investments and Capital Management Intiland Pradono Archied Noto explained, the increase was primarily due to the soaring profitability of the company’s total operating revenues. Value of revenues increased in all business segments, both derived from real estate development, mixed-use and high rise, industrial, and hospitality.

“The first six months of this year, the property market is prospective and the trend is likely to increase people’s needs. This phenomenon is also reflected in revenue growth Intiland, either from development or re-curring income income, “he said in a written statement on Sunday (07/28/2013).

Based on financial statements as of June of 2013, the company posted revenue of 764.89 billion, up 44.12 percent compared to the first half of 2012. Increased revenues are primarily derived from the sale of residential and industrial areas.

“The increase in sales due to the recognition of revenue from the segment of residential areas, especially from Graha Natura project at Talaga Bestari in Surabaya and Tangerang, as well as sales of Ngoro Industrial Park II,” said Archied

Further, revenue from development (development income) stood still the largest contributor to the company’s valued at Rp687, 78 billion, or 89.92 percent of the total operating revenues Intiland. The number surged Rp224, 11 billion, up 48.33 percent compared to the first half of last year.

Real estate development segment was the largest contributor by contributing sales of Rp324, 91 billion or 42.47 percent reach. That number has increased by 30.16 percent compared Rp249, 62 billion in the first six months of last year.
The next largest contributor by Archied, derived from the industrial park development segment with sales valued at Rp185, 46 billion or 24.24 percent of the total revenue.

Compared to the first half of last year’s acquisition amounted to Rp46, 06 billion this year then its value soared up to four times. Development of mixed-use and high rise recorded contributed Rp177, 41 billion or 23.19 percent.

Meanwhile, for a sustainable income, Intiland recorded at Rp77, 10 billion, or 10.08 percent of total company revenue. This number is up 14.98 percent compared to the first half of last year. Revenues from the office segment reached Rp45, 51 billion or contributed 5.94 percent, followed by contribution of sport and golf is reached Rp21, 75 billion (2.84 percent), as well as the hospitality segment Rp9, 85 billion (1, 28 percent).

Mestika Bank Shutter Credit Distributes Rp 5.9 Trillion in 2013

Tbk PT Bank Mestika Dharma targets loan portfolio to Rp 5.94 trillion in the year 2013. As many as 30% of the total loan will be disbursed to Small and Medium Enterprises (SMEs) who are so focused the company’s business.

Director of Bank Mestika Dharma Achmad S. Kartasasmita said, until the end of December 2012 the Bank from Medan, North Sumatra has disbursed loans amounting to Rp 5.1 trillion to Rp 1.4 trillion disbursed details for working capital.

“Approximately 30% of the company disbursed loans to the SME sector. Remainder distributed to consumers, including mortgages and corporate,” Achmad said when met at the House Energy, Jakarta, Wednesday (06/19/2013).

He said the company also plans to open a branch office in the area of ​​Jambi, Jakarta, Tanjung Pinang, and Jabodetabek, but currently only one branch which has obtained permission from the regulator, which in Jambi.

“Bank Mestika seek middle branch offices in other locations, namely Jakarta, Tanjung Pinang, and Greater Jakarta,” he said.

With the addition of the branch offices, Achmad targets a net profit of Rp 291 billion at the end of 2013, up 8.8 percent.

Throughout 2012, the company has collected deposits (deposits) amounted to Rp 5.4 trillion to Rp 2.98 trillion composition is saving, Rp 706 billion in demand deposits and time deposits remaining. The company targets increase in deposits during the year amounted to Rp 6.3 trillion.

Assets of the company until the end of 2012 reached Rp 7.3 trillion and is targeted to increase to Rp 8.4 trillion this year. Asset growth was driven by the addition of the company’s branch offices.

“Now we have 10 branches, 44 sub-branches, cash offices and 6 are located in Sumatra and Java,” he said.

Home Healthcare Market is Expected to Reach USD 305.9 Billion by 2018 : Transparency Market Research

The total home healthcare market in the Americas is expected to reach the value of USD 150.8 billion by 2018 followed by Europe with total revenue of USD 80.5 billion.

The rising need to continuously monitor and care for health has increased the global expenditure on healthcare services and products.

The trend is also gradually pushing people towards home healthcare products and services, due to their cost efficiency and reliability. This, in turn, is driving the growth of the global home healthcare products and services market.

The technological and application developments that have taken place in the home healthcare segment have made them more reliable and globally acceptable. It has also made it feasible for hospitals and patients to get early discharge, and minimize the cost and infrastructure pressures. The growth in certain diseases or medical conditions such as high blood pressure, diabetes, asthma, and other cardiovascular and respiratory diseases, which require continuous monitoring and care, are further driving the home healthcare market growth.

Though the global share of the home healthcare equipment market is considerably less, it is growing at a faster CAGR of 9.9% from 2012 to 2018 due to rising technological innovations, especially in the field of home therapeutic equipment. The home healthcare services market, despite its large share, is expected to grow at a CAGR of 7.4% from 2012 to 2018. The main deterrent, restricting the entry of organized players in this segment is dominance of a large number of small regional players, who are offering their services at low prices, and enjoy high customer loyalty. This has in turn, shifted the attention of big players towards the home healthcare equipment market.

The global home healthcare equipment market can be categorized as: therapeutic equipment market, self-diagnostic and monitoring equipment market, mobility assists equipment market, and others. Currently, the key market players dominating the home healthcare equipment market are: J&J (Johnson and Johnson), Braun, GE Healthcare, Baxter International, Philips Healthcare, Omron Corporation, Invacare, and Medtronic.

The global market for home healthcare services is classified into respiratory therapy, telemetry, rehabilitation services, infusion therapy, and other unskilled home healthcare services. The unskilled healthcare services are provided by individuals such as family members, unlicensed or traditional caretakers, relatives, and friends. The market for home healthcare services is highly organized in regions such as the Americas and Europe, where it is very efficient. A large share, 79.9%, of the global home healthcare services market is dominated by rehabilitation and unskilled care services. However, the segment is believed to be extremely fragmented, and dominated by small and unorganized players.

This research is specially designed to estimate and analyze the demand and performance of home healthcare equipment and services in a global scenario. The research provides in-depth analysis of home healthcare equipment manufacturers, product sales, trend analysis by segments and demand by geography. The report covers all the major application segments of the global home healthcare market and provides in-depth analysis, historical data and statistically refined forecast for the segments covered.

BNI Net Income Grows 30.2%

PT BNI Tbk (BBNI) net profit in the first semester of 2013 amounted to Rp 4.28 trillion, up 30.2% over the same period in 2012 amounting to Rp 3.287 trillion. According to the directors, the increase in net income was driven by growth in net interest income earned from credit and non-credit.

Gatot Suwondo, Director of BNI, said that in the first semester of 2013 the company recorded a credit of Rp 222.65 trillion, grow 24.1% compared to the same period last year of Rp 179.44 trillion. The increase in lending is pushed net interest income or net interest income of Rp 8.896 trillion, an increase of 23.1% over the same period in 2012. “Non-interest income grew 22% to Rp 4.56 trillion,” said Billy.

Kalbe Farma Record Net Income Rp924 Billion

PT Kalbe Farma Tbk (KLBF) recorded a net profit of Rp924, 150 billion during the first half of 2013. The net income growth from the previous year amounting to Rp807, 832 billion.

Quoted from financial reports, on Wednesday (07/31/2013), basic earnings per share of pharmaceutical and healthcare products company that was increased to Rp20 per share from the previous year Rp17 per share.

The increase was driven by sales of products that make the company’s revenue of Rp 7, 421 billion in the period January to June 2013. The revenue growth over the previous year of Rp 6, 243 trillion.

The Company also recorded a gross profit in the January-June 2013 amounted to Rp3, 622 trillion, up from the previous year amounting to Rp3, 063 trillion.

Income before income tax expense was also recorded at Rp1, 22 trillion increase over the previous year amounting to Rp1, 08 trillion.

Muslim clothes merchant turnover in Condet Reaches Rp 5 Million / Day

Idul Fitri 1434 H, the demand for ever increasing number of goods, including the Muslim clothes for men clothes Koko. Momentum is not wasted as it is by the merchants Condet impromptu at Jalan Raya, precisely near Masjid Al-Hawi, Kramat Jati, East Jakarta.

In a typical day traders only sell clothes such Koko perfume refill, however, ahead of the holiday, this Condet merchants met impromptu Koko clothes. Visible row of hawkers crowded Muslim clothes look as if to welcome the day of victory of Muslims.

One trader, Henry, said that if he sells daily from 08.00 am until 03.00 am in the morning. At his stall selling, sold a variety of needs Lebaran, among other various types of clothes, cap, gloves and perfumes.

The goods were obtained from different regions, namely East Java, Jakarta, and even directly from Saudi Arabia. The price offered was varied according to the quality of the material.? “Gloves Rp 40,000-Rp 300,000. Most expensive of silks. Koko Then from 50 thousand to 150 thousand,” he said.

However, approaching the holidays, the number of buyers has increased. So even turnover. He says one day can pocket up to 5 million. Furthermore the buyer also sometimes buy at any given time.
? “Want to dawn is also no subscription buy, usually lunch he could not come, so lately like overwhelmed,” he said.?

? A buyer, Adit said he chose the area as a hunting ground Condet Eid clothes because the price is in accordance with the regular employees such as himself. ? “Want to buy a shirt and koko for brothers, for Eid. Usually when you want to Lebaran this way, down the price,” he said.?

Condet as a place to buy equipment Lebaran because quality is assured. In fact according to him, the area was already known.? ? “My friend was given out, he said good here, so I bought here. Buy a hell, koko,”

Came the afternoon and evening alone, addition can freely choose clothes without bersumpek-sumpekan, trading activities indeed result in traffic being choked, it can even lead to congestion.

Cable Industry Optimistic ASEAN Free Trade Deal

Jakarta-As preparations for the ASEAN Economic Community in 2015, Vice Minister of Commerce visited the factory wiring Krisnamurthi PT Supreme Cable Manufacturing Commerce (Sucaco) Tbk. Wires and electronic equipment is one sector which is set by default in the free trade in the region.
“It turns out we are ready to face competition because the company is apparently one of the best in ASEAN,” said Bayu at the factory Sucaco in Daan, West Jakarta, Monday, July 29, 2013. Factory covering an area of ​​14 haktare was already 41 years old and is one of the oldest cable factory in Indonesia.
According to Bayu, PT Sucaco been exporting its products to Japan and other countries in the Middle East are taking a higher standard of ASEAN. However, exports are now stalled because the domestic market absorbed all of its products.
As the economy grows, the need for cables and equipment in the country is growing. This additional requirement apparently was overtaken by the domestic industry in which the culprit was more than 100 companies.
As a result, Indonesia’s trade balance was a deficit of electronic products. Last year for example, the Central Bureau of Statistics noted that the export cable and electronic products only reach U.S. $ 7 billion, while imports reached U.S. $ 15 billion.
Jamallulail Noval, Chairman of Cable Manufacturers Association (Apkabel) states, the main obstacle in the cable industry is the issue of raw materials. Although Indonesia is producing copper and aluminum, but in fact the cable industry still has to import both these metals. “Because here there is no industry median, so it should be processed beyond the first,” he said.
Another problem, the import of raw materials seengah so it turned out to be between 10-15 per cent import duty. “It’s somewhat reduces our competitiveness for export markets,” said Noval.